Fixed repayment schedules, adjustable rate mortgages, capped interest rates, insured € / CHF exchange rates, collateral or mutual guarantee company...
Stop the stress!
Relax and enjoy your housing project!
Do you need urgent advice for your project in the French side of the Lake Geneva region? Do you want a rate estimate? Call us on from France on 0805.69.69.44 (toll free number), or from Switzerland on 022.548.06.41 (price of a local call) and we will provide you with immediate FREE information.
Each project is unique. It is defined according to your preferences, the planned date of the sale, your income, your assets... Our job is to identify the bank that meets your specific needs. During the first appointment, we take into consideration all the characteristics of your project to identify the best offers. We help you compare the available offers.
The local real estate market requires that you react very quickly. Our long term partnerships with the main banks guarantee prompt response for credit applications.
Do you want to arrange for an urgent meeting during a working day? We are available for meetings during lunch, late afternoon or any time that fits your hectic schedule If you arrive by car, you can park for FREE for 90 minutes mall in the parking area - "Planète Charmilles". If you arrive by bus, Lines 6, 10 or 19 offer you a convenient stop - “GUYE” - next to our offices.
Banque Populaire, BNP Paribas, Crédit Agricole, Banque Laydernier, Caisse d'Epargne, CIC, Société Générale,
Crédit Foncier, BCGE...
We work with all local banks that provide loans in Swiss Francs and in Euros. With our bank partnerships,
you can reach the best deals for your project according to your borrower profile.
We have chosen not to promote deals based on the commission. Therefore, we do not favor mortgages that include Swiss pension funds (3rd pillar scheme). Currently, banks do not allocate their best offer for mortgages with a 3rd pillar scheme. Thus, in numerous cases, it is not interesting for the borrower. In some cases it is even risky. We believe that brokers continue to offer 3rd pillar scheme out of habit or for the commission they get from insurance companies. However, if your 3rd pillar scheme was signed several years ago and represents a real added-value for your financing, we can include it in your loan.
We will not set your application file if we identify that it increases your risk pattern. We prefer to abort a transaction and to build a long-term customer satisfaction. However, if your project is sustainable but not very attractive for the banks, we will fight to have it financed.
After over 20 years in banking at the highest level of responsibility (Banco Hispano Americano, BNP Paribas, Alpha Bank) and 10 year in banking consulting (ITIntegrans SA), Olivier oversees and negotiates our partnerships with all the banks that provide loans in Swiss Francs and Euros in the Lake Geneva region.
10 years experience in the region as a bank Credit Manager allowed Thierry to construct a large scope of loans in foreign currencies or euros. Thierry left the bank branch in order to expand his contribution, and to focus on mortgages.
Specialist of credit related French regulation (he was in charge of the guide for the "prêt à taux zéro"). Pierre will be on the phone for your initial analysis of your project and the follow-up of your file. Additionally, he manages the "blog du frontalier".
Seasoned advisor of a town in neighboring France, Christine is crucial to support construction projects, administrative tasks and credit applications.
In case of any comment related to any MonCoachFinance site (www.mon-credit-immobilier.info,...), please, contact Gaetan.
